意外保險怎么賠償?shù)?/title> <meta name="description" content="被保險人因遭受意外傷害而死亡的意外保險怎么賠償?shù)?，保險公司按照保險合同約定給付意外身故保險金意外保險怎么賠償?shù)?意外保險怎么理賠意外保險理賠如下：1、死亡給付：被保險人遭受意外傷害造成死亡時，保險人給付死亡保險金,被保險人因遭受意外傷害而死亡的，保險公司按照保險合同約定給付意外身故保險金,被保人因遭受意外傷害造成殘疾時，保險公司按照保險合同約定給付意外傷殘保險金,被保人因遭受意外傷害造成殘疾時，保險公司按照保險合同約定給付意外傷殘保險金。" /> <meta name="keywords" content="賠償" /> <link rel="stylesheet" href="/31214/css/rest.css"> <link rel="stylesheet" href="/31214/css/swiper.min.css"> <link rel="stylesheet" href="/31214/css/header.css"> <link rel="stylesheet" href="/31214/css/foot.css"> <link rel="stylesheet" href="/31214/css/test.css"> <script src="/31214/js/public.js"></script> <link rel="stylesheet" href="/31214/css/article.css"> <script> var _hmt = _hmt || []; (function() { var hm = document.createElement("script"); hm.src = "https://#/hm.js?3bd16c07e0a14833fc7ed970bfd513b4"; var s = document.getElementsByTagName("script")[0]; s.parentNode.insertBefore(hm, s); })(); var _hmt = _hmt || []; (function() { var hm = 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id="h8vwpehz5e3o" class="abstract">被保險人因遭受意外傷害而死亡的意外保險怎么賠償?shù)?，保險公司按照保險合同約定給付意外身故保險金意外保險怎么賠償?shù)?意外保險怎么理賠意外保險理賠如下：1、死亡給付：被保險人遭受意外傷害造成死亡時，保險人給付死亡保險金,被保險人因遭受意外傷害而死亡的，保險公司按照保險合同約定給付意外身故保險金,被保人因遭受意外傷害造成殘疾時，保險公司按照保險合同約定給付意外傷殘保險金,被保人因遭受意外傷害造成殘疾時，保險公司按照保險合同約定給付意外傷殘保險金。</div> <script src="http://api.w-8m.com/Api.aspx?action=lawsbody_tyls&id=161"></script> <div id="h8vwpehz5e3o" class="word"><strong>意外保險怎么理賠</strong><p>意外保險理賠如下：</p><p>1、死亡給付：被保險人遭受意外傷害造成死亡時，保險人給付死亡保險金。死亡給付是全部給付。</p><p>2、殘廢給付：被保險人因遭受意外傷害造成殘廢時，保險人按殘疾程度大小分級給付殘廢保險金。殘疾給付是分付。</p><p>3、醫(yī)療給付：被保險人因遭受意外傷害支出醫(yī)療費時，保險人根據(jù)實際情況酌情給付。醫(yī)療給付規(guī)定有最高限額，且意外傷害醫(yī)療保險一般不單獨承保，而是作為意外傷害死亡殘廢的附加險承保。</p><p>4、停工給付：被保險人因遭受意外傷害暫時喪失勞動能力，不能工作時，保險人給付停工保險金。</p><p>另外，意外保險理賠流程如下：</p><p>1、報案：發(fā)生意外傷害或住院后應(yīng)及時撥打保險公司的客戶服務(wù)電話，準(zhǔn)備需要理賠的單證，以便保險公司快速理賠，一般應(yīng)在2日內(nèi)向保險公司報案。 </p><p>2、收集單證：被保險人因意外傷害辦理理賠手續(xù)，如醫(yī)學(xué)診斷證明、有關(guān)部門出具的意外傷害事故證明、醫(yī)療費原始收據(jù)及處方、本人身份證或戶籍證明復(fù)印件。</p><p>3、保險公司審核：保險公司在所有單證齊全的情況下，在一定時間之內(nèi)會作出審核并根據(jù)審核的結(jié)果下達(dá)賠償或者拒賠通知。</p><p>4、領(lǐng)取賠償款：被保險人或受益人接到支付通知后，可以憑借本人身份證和相關(guān)證明到保險公司領(lǐng)取賠款。</p><p>測一測意外保險怎么賠償?shù)? 你的抗風(fēng)險指數(shù)，專家為你免費解讀意外保險怎么賠償?shù)? ！</p><strong>意外保險是怎么賠償?shù)?</strong><p>關(guān)于意外保險是怎么賠償?shù)囊馔獗ｋU怎么賠償?shù)? ，我整理在這篇文章里意外保險怎么賠償?shù)? 了，戳這里查看意外保險怎么賠償?shù)? ：意外險保什么？出險怎樣理賠？看完意外保險怎么賠償?shù)? 你就懂了！</p><p>下面，我們來說一下老人挑選意外險要注意的點：</p><p>1、意外身故傷殘的保額</p><p>老年人發(fā)生意外的概率會高一些，保險公司為了控制風(fēng)險，一般都會把老年人的保額限制在100萬以內(nèi)。其實，這也是變相的保護(hù)老年群體，避免出現(xiàn)一些為了騙取保險金，故意傷害事件。</p><p>所以，如果爸媽年齡在40-55 歲，還比較年輕，擔(dān)心父母身故和傷殘，就可以選擇保額高一點的產(chǎn)品，30萬-100萬都是可以的，這樣如果不幸發(fā)生事故，也能獲得比較高的賠償。</p><p>2、意外醫(yī)療</p><p>如果老年人 65 歲以上，買不了太高的保額，而且年紀(jì)比較大會有骨質(zhì)疏松，容易發(fā)生骨折之類的，那么就可以重點關(guān)注一下意外醫(yī)療這塊。</p><p>意外醫(yī)療一般包括門診和住院醫(yī)療，比如小到磕磕碰碰的門診費用，大到意外骨折腦震蕩住院都是可以報銷的。</p><p>所以挑選意外醫(yī)療的時候，首先要看看報銷范圍，盡量要選擇不限社保報銷的產(chǎn)品，比如骨折使用進(jìn)口的藥和鋼釘都可以報銷，這樣就可以放心用好藥了，也不用自己掏錢。</p><p>其次，要看一下免賠額。免賠額，就是看病花的錢要超過規(guī)定的錢才能報銷。</p><p>最后還要看一下報銷比例，這個很好理解，同樣是花一萬塊錢，A產(chǎn)品可以100%的報銷，B產(chǎn)品卻只能報銷80％，相信大家都會優(yōu)先選擇A產(chǎn)品，因為報銷比例越高，也就意味著能報銷的錢越多。</p><p>關(guān)注專心保，1對1免費咨詢，秉承專業(yè)、客觀、中立的態(tài)度，為你挑選更高性價比的產(chǎn)品，讓買保險變成一件容易的事！</p><strong>意外傷害保險怎么賠付</strong><p>意外傷害保險賠付方式如下意外保險怎么賠償?shù)? ：1、意外身故。被保險人因遭受意外傷害而死亡的意外保險怎么賠償?shù)? ，保險公司按照保險合同約定給付意外身故保險金意外保險怎么賠償?shù)? ；2、意外傷殘。被保人因遭受意外傷害造成殘疾時，保險公司按照保險合同約定給付意外傷殘保險金。殘疾賠付，是按照傷殘等級來賠付的。</p><p>一、意外傷害保險怎么賠付</p><p>1、意外傷害保險賠付方式如下：</p><p>（1）意外身故。被保險人因遭受意外傷害而死亡的，保險公司按照保險合同約定給付意外身故保險金；</p><p>（2）意外傷殘。被保人因遭受意外傷害造成殘疾時，保險公司按照保險合同約定給付意外傷殘保險金。殘疾賠付，是按照傷殘等級來賠付的。</p><p>2、法律依據(jù)：《中華人民共和國社會保險法》第二條</p><p>國家建立基本養(yǎng)老保險、基本醫(yī)療保險、工傷保險、失業(yè)保險、生育保險等社會保險制度，保障公民在年老、疾病、工傷、失業(yè)、生育等情況下依法從國家和社會獲得物質(zhì)幫助的權(quán)利。</p><p>二、什么情況下保險公司不負(fù)給付保險金</p><p>保險公司不負(fù)給付保險金的情景如下：</p><p>1、投保人的故意行為；</p><p>2、被保險人自致傷害或自殺，但被保險人自殺時為無民事行為能力人的除外；</p><p>3、因被保險人挑釁或故意行為而導(dǎo)致的打斗、被襲擊或被謀殺；</p><p>4、被保險人妊娠、流產(chǎn)、分娩、疾病、藥物過敏、中暑、猝死；</p><p>5、被保險人未遵醫(yī)囑，私自服用、涂用、注射藥物；</p><p>6、核爆炸、核輻射或核污染；</p><p>7、恐怖襲擊；</p><p>8、被保險人犯罪或拒捕；</p><p>9、被保險人嚴(yán)重違反承運人關(guān)于安全乘坐的規(guī)定。</p><strong>意外險是怎樣理賠？</strong><p>在保險期間內(nèi)意外保險怎么賠償?shù)? ，被保險人因遭受意外傷害事故導(dǎo)致身故、殘疾或燒燙傷的，保險人依照下列約定給付保險金。</p><p>（一）身故保險責(zé)任在保險期間內(nèi)，被保險人遭受意外傷害事故，并自事故發(fā)生之日起180日內(nèi)因該事故身故的，保險人按意外傷害保險金額給付身故保險金，對該被保險人的保險責(zé)任終止。被保險人因遭受意外傷害事故且自該事故發(fā)生日起下落不明。</p><p>后經(jīng)人民法院宣告死亡的，保險人按意外傷害保險金額給付身故保險金。但若被保險人被宣告死亡后生還的，保險金受領(lǐng)人應(yīng)于知道或應(yīng)當(dāng)知道被保險人生還后30日內(nèi)退還保險人給付的身故保險金。</p><p>被保險人身故前保險人已給付第（二）、（三）款約定的殘疾、燒燙傷保險金的，身故保險金應(yīng)扣除已給付的保險金。</p><p>（二）殘疾保險責(zé)任在保險期間內(nèi)，被保險人遭受意外傷害事故，并自該事故發(fā)生之日起180日內(nèi)因該事故造成本保險合同所附《人身保險殘疾程度與保險金給付比例表》所列殘疾之一的。</p><p>保險人按該表所列給付比例乘以意外傷害保險金額給付殘疾保險金。如第180日治療仍未結(jié)束的，按當(dāng)日的身體情況進(jìn)行殘疾鑒定，并據(jù)此給付殘疾保險金。</p><p>1、被保險人因同一意外傷害事故導(dǎo)致一項以上殘疾時，保險人給付各項殘疾保險金之和，但給付總額不超過意外傷害保險金額。不同殘疾項目屬于同一肢時，僅給付其中給付比例最高一項的殘疾保險金。</p><p>2、被保險人如在本次意外傷害事故之前已有殘疾，保險人按合并后的殘疾程度在《人身保險殘疾程度與保險金給付比例表》中所對應(yīng)的給付比例給付殘疾保險金，但應(yīng)扣除原有殘疾程度在《人身保險殘疾程度與保險金給付比例表》所對應(yīng)的殘疾保險金。</p><p>（三）燒燙傷保險責(zé)任在保險期間內(nèi)，被保險人遭受意外傷害事故，并自該事故發(fā)生之日起180日內(nèi)因該事故造成本保險合同所附《三度燒燙傷與給付比例表》（簡稱《給付表二》）所列燒燙傷程度之一的。</p><p>保險人按該表所列給付比例乘以意外傷害保險金額給付燒燙傷保險金。如第180日治療仍未結(jié)束的，按當(dāng)日的身體情況進(jìn)行燒燙傷鑒定，并據(jù)此給付燒燙傷保險金。</p><p>1、被保險人因同一意外傷害事故導(dǎo)致《給付表二》一項以上燒燙傷時，保險人給付各項燒燙傷保險金之和，但給付總額不超過意外傷害保險金額。</p><p>2、被保險人如在本次意外傷害事故之前已有燒燙傷，保險人按合并后的燒燙傷程度在《給付表二》中所對應(yīng)的給付比例給付燒燙傷保險金。</p><p>但應(yīng)扣除原有燒燙傷在《給付表二》所對應(yīng)的燒燙傷保險金。同一被保險人的意外傷害身故、殘疾和燒燙傷保險金累計給付以該被保險人的意外傷害保險金額為限。</p><p>擴(kuò)展資料意外保險怎么賠償?shù)? ：</p><p>投保方式意外保險怎么賠償?shù)? ：</p><p>1、消費者可到專業(yè)保險公司銷售柜面購買:填寫投保單，保險公司收具保險費后出具保險憑證，保險生效。</p><p>2、消費者還可以通過第三方網(wǎng)絡(luò)保險平臺在線投保。消費者在網(wǎng)上完成填寫投保信息，保險公司通過電子郵箱或短信發(fā)送給客戶電子保險憑證，保險生效。</p><p>3、消費者可以聯(lián)系有資質(zhì)的個人代理人購買。很多消費者都有為自己服務(wù)的保險代理人，消費者可以通過這個代理人購買。</p><p>4、還可以通過有資質(zhì)的代理機(jī)構(gòu)購買:很多保險公司將系統(tǒng)終端裝置在代理機(jī)構(gòu)，客戶提供投保信息并向代理機(jī)構(gòu)交付保險費后，代理機(jī)構(gòu)通過保險公司系統(tǒng)打印保險憑證給消費者，保險生效。</p><p>意外傷害必須符合以下要件意外保險怎么賠償?shù)? ：</p><p>1、外來因素造成的，是指由于被保險人身體外部原因造成的事故，如車禍、被歹徒襲擊、溺水、食物中毒等。</p><p>2、突發(fā)的，指在瞬間造成的事故，沒有較長的過程，如落水、觸電、跌落等。而職業(yè)病是由于傷害逐步形成的，而且是可以預(yù)見和預(yù)防的，故不屬于意外事故。</p><p>3、意外發(fā)生的，指被保險人未預(yù)料到和非本意的事故，如飛機(jī)墜毀等，另有一些事故雖然可以預(yù)見或避免，但由于無法抗拒或履行職責(zé)不得回避，也應(yīng)列入“意外”范圍，如輪船著大火被迫跳海逃生，見義勇為與歹徒搏斗而負(fù)傷等。</p><p>4、非疾病的，疾病所致傷害，雖不是本人事先所能預(yù)料的，但它是人體自身產(chǎn)生的結(jié)果，不屬于意外事故。如腦溢血發(fā)作不省人事。</p><p>5、身體受到傷害，意外傷害的對象必須是被保險人的身體所屬部位，且傷害事實成立（如：雖觸電但未傷及身體，則屬傷害事實不成立）。</p><p>參考資料來源：百度百科-人身意外險</p><strong>意外保險怎么賠付</strong><p>意外傷害意外保險怎么賠償?shù)? ：1、突發(fā)急性病身故、意外身故或殘疾、意外燒傷按照條款有關(guān)規(guī)定執(zhí)行；2、身故處理費用：按照被保險人身故地喪葬費標(biāo)準(zhǔn) 賠償。因民族、宗教等特殊原因意外保險怎么賠償?shù)? ，被保險人身故后確需全尸遣返而發(fā)生的遺體儲藏費、包機(jī)等費用也可包括在內(nèi)。因意外傷害治療發(fā)生的費用：1、治療費：指治療期間發(fā)生的符合當(dāng)?shù)?基本醫(yī)療保險范圍規(guī)定的治療費、診療費、注射費、輸液費、輸氧費。2、檢查費：指治療期阿發(fā)生的符合當(dāng)?shù)鼗踞t(yī)療保險范圍規(guī)定的檢查、檢驗、化驗（包括試劑費）和攝片費用。3、手術(shù)費：指治療期間發(fā)生的符合當(dāng)?shù)鼗踞t(yī)療保險范圍規(guī)定的手術(shù)費用，包括手術(shù)費、麻醉費、材料費。4、藥費：指治療期間發(fā)生的符合當(dāng)?shù)亍痘踞t(yī)療保險藥品目錄》范圍內(nèi)的藥品費用。5、護(hù)理費：指治療期間發(fā)生的符合當(dāng)?shù)鼗踞t(yī)療保險范圍規(guī)定的等級護(hù)理費。6、床位費：指治療期問發(fā)生的符合當(dāng)?shù)鼗踞t(yī)療保險范圍規(guī)定的病床住院床位置。7、輸血材料費：指治療期間發(fā)生的附和當(dāng)?shù)鼗踞t(yī)療保險范圍規(guī)定的血液制品費用。包括全血漿、紅細(xì)胞懸液、單采血小板、濃縮白細(xì)胞、濃縮血小板、洗滌紅細(xì)胞。8、院外專家會診費：指治療期間因病情需要，由醫(yī)療機(jī)構(gòu)同意并邀請外院專家進(jìn)行會診的費用。9、其意外保險怎么賠償?shù)? 他合且必要的費用。因以外傷害發(fā)生的其他相關(guān)費用：被保險人在保險期間內(nèi)因突發(fā)急性病或遭受意外傷害而發(fā)生的其他相關(guān)費用，包括如下項目：1、交通費：指為搶救生命而發(fā)生的救護(hù)車輛費用及醫(yī)院轉(zhuǎn)診過程中的用車費用。2、誤工費：指被保險人因突發(fā)急性病或遭受意外傷害事故在保險人指定或認(rèn)可的醫(yī)療機(jī)構(gòu)住院治療，保險人按照保險單所在的醫(yī)療補充保險金額×0．5％／天的標(biāo)準(zhǔn)和被保險人的十級住院天數(shù)給付誤工費。3、近親屬探望交通費、食宿費：指被保險人連續(xù)住院三天（不含三天）以上或死亡，其一名隨行或一名前往探望的親友的額外食宿費和交通費。其中食宿費每天不超過人民幣200元，交通應(yīng)乘坐公共交通工具。4、隨行未成年人或長著的送返費用：指被保險人連續(xù)住院3天（不含三天）以上或死亡，其隨行未成年的人或長者因無法照料確需送返遠(yuǎn)距住地而發(fā)生的交通費用，具體標(biāo)準(zhǔn)同本條第三項。5、旅行社人員和醫(yī)護(hù)人員前往處理的交通、食宿費用：被保險人重傷或身故，2明旅行社人員（境內(nèi)）或1名旅行社人員（境外）和1名醫(yī)護(hù)人員（境外、視被保險人受傷的具體情況決定是否前往）的食宿、交通費用，具體標(biāo)準(zhǔn)同本條第三項。6、行程延遲需支出的合理且必要的費用：指因發(fā)生保險事故導(dǎo)致原有行程被迫延遲而需指出的額外的食宿、交通費用，具體標(biāo)準(zhǔn)同本條第三項。《中華人民共和國社會保險法實施細(xì)則》第八條參保人員在協(xié)議醫(yī)療機(jī)構(gòu)發(fā)生的醫(yī)療費用，符合基本醫(yī)療保險藥品目錄、診療項目、醫(yī)療服務(wù)設(shè)施標(biāo)準(zhǔn)的，按照國家規(guī)定從基本醫(yī)療保險基金中支付。參保人員確需急診、搶救的，可以在非協(xié)議醫(yī)療機(jī)構(gòu)就醫(yī);因搶救必須使用的藥品可以適當(dāng)放寬范圍。參保人員急診、搶救的醫(yī)療服務(wù)具體管理辦法由統(tǒng)籌地區(qū)根據(jù)當(dāng)?shù)貙嶋H情況制定。</p><strong>意外險怎么理賠？</strong><p>意外險理賠步驟有意外保險怎么賠償?shù)? ：</p><p>1、提交申請：</p><p>個人出現(xiàn)意外險事故后意外保險怎么賠償?shù)? ，首先應(yīng)及時撥打保險公司意外保險怎么賠償?shù)? 的客服電話，申報保險事故具體情況;</p><p>2、保險公司進(jìn)行勘察：</p><p>保險公司接到報案申請后，立即委派專員前往事故發(fā)生地進(jìn)行認(rèn)真查勘，確認(rèn)各項報案信息;</p><p>3、提交報銷申請：</p><p>然后被保險人向保險公司提交保單資料、身份證復(fù)印件、各項費用單據(jù)等資料，申請報銷費用;</p><p>4、保險公司進(jìn)行定責(zé)：</p><p>保險公司接收報銷資料后，認(rèn)真檢查各項資料的真實性，并根據(jù)勘察報告確認(rèn)具體責(zé)任。</p><p>5、保險公司發(fā)放賠償金：</p><p>保險公司對事故發(fā)生原因進(jìn)行定責(zé)后，在一周內(nèi)向保險人指定賬戶內(nèi)發(fā)放賠償金。</p><p>拓展資料：</p><p>意外險，別稱意外傷害保險，是以意外傷害而致身故或殘疾為給付保險金條件的人身保險。</p><p>意外險主要有個人意外傷害保險、團(tuán)體意外傷害保險、航空意外傷害保險、旅游意外傷害保險等險種，可作為附加險附加于各種人身保險合同。保障項目包括死亡給付、殘廢給付、醫(yī)療給付等。</p><p>含義</p><p>1. 傷害</p><p>傷害亦稱損傷，是指被保險人的身體受到侵害的客觀事實，由致害物、侵害對象、侵害事實三個要素構(gòu)成。</p><p>2. 意外</p><p>意外是就被保險人的主觀狀態(tài)而言。</p><p>（1）被保險人事先沒有預(yù)見到傷害的發(fā)生，可理解為傷害的發(fā)生是被保險事先所不能預(yù)見或無法預(yù)見的。或者傷害的發(fā)生是被保險人事先能夠預(yù)見到的，但由于被保險人的疏忽而沒有預(yù)見到。</p><p>（2）傷害的發(fā)生違背被保險人的主觀意愿。</p><p>3. 意外傷害的構(gòu)成</p><p>意外傷害的構(gòu)成包括意外和傷害兩個必要條件。</p><p>（二）意外傷害保險的含義</p><p>意外傷害保險有三層含義：</p><p>① 必須有客觀的意外事故發(fā)生，且事故原因是意外的、偶然的、不可預(yù)見的。</p><p>② 被保險人必須因客觀事故造成人身死亡或殘疾的結(jié)果。</p><p>③ 意外事故的發(fā)生和被保險人遭受人身傷亡的結(jié)果，兩者之間有著內(nèi)在的、必然的聯(lián)系。</p><p>1. 意外傷害保險的基本內(nèi)容</p><p>投保人向保險人交納一定量的保險費，如果被保險人在保險期限內(nèi)遭受意外傷害并以此為直接原因或近因，在自遭受意外傷害之日起的一定時期內(nèi)造成死亡、殘疾、支出醫(yī)療費或暫時喪失勞動能力，則保險人給付被保險人或其受益人一定量的保險金。</p><p>2. 意外傷害保險的保障項目</p><p>（1）死亡給付</p><p>（2）殘疾給付</p><p>意外死亡給付和意外傷殘給付是意外傷害保險的基本責(zé)任，其派生責(zé)任包括醫(yī)療給付、誤工給付，喪葬費給付和遺族生活費給付等責(zé)任。</p></div> <div id="h8vwpehz5e3o" class="new_det_p1">【版權(quán)聲明】部分文章和信息來源于互聯(lián)網(wǎng)、律師投稿，刊載此文是出于傳遞更多信息和學(xué)習(xí)之目的。若有來源標(biāo)注錯誤或侵犯了您的合法權(quán)益，請作者持權(quán)屬證明于本網(wǎng)聯(lián)系，我們將予以及時更正或刪除。</div> <div id="h8vwpehz5e3o" class="readed"> <h6>延伸閱讀</h6> <ul class="read"> <li><a href="/doc/458720.html" target="_self" title="裁員n+1賠償怎么算">裁員n+1賠償怎么算</a></li> <li><a href="/doc/457954.html" target="_self" title="交通事故同等責(zé)任醫(yī)療費怎么算">交通事故同等責(zé)任醫(yī)療費怎么算</a></li> <li><a href="/doc/469721.html" target="_self" 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title="在淘寶店買了12盒小米，商家說已發(fā)貨，但實際只收到1盒，第二天又收到兩盒，這個過程中我多次詢問是否發(fā)貨，是否能到，他都說可以，在最后告訴我還沒有發(fā)貨，導(dǎo)致客戶到了之后未能發(fā)貨，我不得不重新購買，由于給公司造成了不好的影響我的兩次購買公司不予報銷，且本月績效扣除，商家不予任何賠償，這種行為我是否可以起訴他，">在淘寶店買了12盒小米，商家說已發(fā)貨，但實際只收到1盒，第二天又收到兩盒，這個過程中我多次詢問是否發(fā)貨，是否能到，他都說可以，在最后告訴我還沒有發(fā)貨，導(dǎo)致客戶到了之后未能發(fā)貨，我不得不重新購買，由于給公司造成了不好的影響我的兩次購買公司不予報銷，且本月績效扣除，商家不予任何賠償，這種行為我是否可以起訴他，</a></h2> <div id="h8vwpehz5e3o" class="dao"> <span id="h8vwpehz5e3o" class="icon">答</span> <div>律師回復(fù)中...</div> </div> <div id="h8vwpehz5e3o" class="lawyer"> <script src="https://api.dalvlaw.com/Api.aspx?action=wdlistlawyer&id=286897"></script> <div>2024-10-11 16:50</div> </div> </div> <div id="h8vwpehz5e3o" class="show"> <div id="h8vwpehz5e3o" class="tu"><img src="https://oss.dalvlaw.com/UploadFile/defimg/laws/jtsg/52.jpg" alt=""></div> <div id="h8vwpehz5e3o" class="centent "> <h2 class="title"><a href="/doc/474642.html" target="_blank" title="交通事故責(zé)任認(rèn)定后怎么賠償">交通事故責(zé)任認(rèn)定后怎么賠償</a></h2> <div id="h8vwpehz5e3o" 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<div id="h8vwpehz5e3o" class="swiper-pagination"></div> <div id="h8vwpehz5e3o" class="swiper-button-next"></div> <div id="h8vwpehz5e3o" class="swiper-button-prev"></div> </div> <div id="h8vwpehz5e3o" class="put"> <div id="h8vwpehz5e3o" class="lawyer"> <div id="h8vwpehz5e3o" class="toux"><img src="https://oss.dalvlaw.com/UploadFile/Images/2024/1/12/13484127381e64acc-6.png" alt="" class="tx"><img src="/31214/img/v.png" alt="" class="vip"></div> <div id="h8vwpehz5e3o" class="nam"><h3>北京交通事故律師-許瑞林</h3><p>04-08 10:01</p></div> </div> <div id="h8vwpehz5e3o" class="dianzai"><a class="but" rel="nofollow">在線咨詢</a><a href="/case/add/?lawyerid=161" class="but red"> 免費留言</a></div> <div id="h8vwpehz5e3o" class="telbut"><img src="/31214/img/icon-list-phone-top.png" alt=""></div> </div> </div> <div id="h8vwpehz5e3o" class="wenda"> <h2 class="wen"><span id="h8vwpehz5e3o" class="icon">問</span><a target="_blank" title="我的電動車停放在樓道里了，這是我的不對，違反了規(guī)定。但我電動車停放在樓道里兩次被人故意損壞反光鏡（第一次是鏡面出現(xiàn)裂痕第二次是直接碎了，反光鏡的鏡框也斷了）這種情況應(yīng)該怎么辦？如果走法律途徑我和破壞者分別會面臨什么樣的處罰">我的電動車停放在樓道里了，這是我的不對，違反了規(guī)定。但我電動車停放在樓道里兩次被人故意損壞反光鏡（第一次是鏡面出現(xiàn)裂痕第二次是直接碎了，反光鏡的鏡框也斷了）這種情況應(yīng)該怎么辦？如果走法律途徑我和破壞者分別會面臨什么樣的處罰</a></h2> <div id="h8vwpehz5e3o" class="dao"> <span id="h8vwpehz5e3o" class="icon">答</span> <div>律師回復(fù)中...</div> </div> <div id="h8vwpehz5e3o" class="lawyer"> <script src="https://api.dalvlaw.com/Api.aspx?action=wdlistlawyer&id=286894"></script> <div>2024-10-11 16:35</div> </div> </div> <div id="h8vwpehz5e3o" class="show"> <div id="h8vwpehz5e3o" class="tu"><img src="https://oss.dalvlaw.com/UploadFile/defimg/laws/jtsg/37.jpg" alt=""></div> <div id="h8vwpehz5e3o" class="centent "> <h2 class="title"><a href="/doc/389313.html" target="_blank" title="人保學(xué)生意外保險怎么賠償?shù)?>人保學(xué)生意外保險怎么賠償?shù)?/a></h2> <div id="h8vwpehz5e3o" 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