交強(qiáng)險(xiǎn)18000是打到醫(yī)院?jiǎn)?/title> <meta name="description" content="交強(qiáng)險(xiǎn)交強(qiáng)險(xiǎn)18000是打到醫(yī)院?jiǎn)岬娜Q是“機(jī)動(dòng)車交通事故責(zé)任強(qiáng)制保險(xiǎn)”，是由保險(xiǎn)公司對(duì)被保險(xiǎn)機(jī)動(dòng)車發(fā)生道路交通事故造成受害人（不包括本車人員和被保險(xiǎn)人）交強(qiáng)險(xiǎn)18000是打到醫(yī)院?jiǎn)岬娜松韨?、?cái)產(chǎn)損失，在責(zé)任限額內(nèi)予以賠償?shù)膹?qiáng)制性責(zé)任保險(xiǎn),交強(qiáng)險(xiǎn)具體的責(zé)任限額如下表:新交強(qiáng)險(xiǎn)責(zé)任限額方案事故類型賠償限額??????機(jī)動(dòng)車在道路交通事故中有責(zé)任的賠償限額??????死亡傷殘??????18萬(wàn)元??????醫(yī)療費(fèi)用??????萬(wàn)元??????財(cái)產(chǎn)損失??????萬(wàn)元??????機(jī)動(dòng)車在道路交通事故中無(wú)責(zé)任的賠償限額??????死亡傷殘??????萬(wàn)元??????醫(yī)療費(fèi)用??????1800元??????財(cái)產(chǎn)損失??????100元交強(qiáng)險(xiǎn)墊付1.8萬(wàn)是打到哪里交強(qiáng)險(xiǎn)墊付1.8萬(wàn)是直接打到醫(yī)院賬戶。" /> <meta name="keywords" content="醫(yī)院" /> <link rel="stylesheet" href="/31214/css/rest.css"> <link rel="stylesheet" href="/31214/css/swiper.min.css"> <link rel="stylesheet" href="/31214/css/header.css"> <link rel="stylesheet" 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<span>558</span> </div> </div> <div id="4i0z0vqlas4" class="abstract">交強(qiáng)險(xiǎn)交強(qiáng)險(xiǎn)18000是打到醫(yī)院?jiǎn)岬娜Q是“機(jī)動(dòng)車交通事故責(zé)任強(qiáng)制保險(xiǎn)”，是由保險(xiǎn)公司對(duì)被保險(xiǎn)機(jī)動(dòng)車發(fā)生道路交通事故造成受害人（不包括本車人員和被保險(xiǎn)人）交強(qiáng)險(xiǎn)18000是打到醫(yī)院?jiǎn)岬娜松韨?、?cái)產(chǎn)損失，在責(zé)任限額內(nèi)予以賠償?shù)膹?qiáng)制性責(zé)任保險(xiǎn),交強(qiáng)險(xiǎn)具體的責(zé)任限額如下表:新交強(qiáng)險(xiǎn)責(zé)任限額方案事故類型賠償限額??????機(jī)動(dòng)車在道路交通事故中有責(zé)任的賠償限額??????死亡傷殘??????18萬(wàn)元??????醫(yī)療費(fèi)用??????萬(wàn)元??????財(cái)產(chǎn)損失??????萬(wàn)元??????機(jī)動(dòng)車在道路交通事故中無(wú)責(zé)任的賠償限額??????死亡傷殘??????萬(wàn)元??????醫(yī)療費(fèi)用??????1800元??????財(cái)產(chǎn)損失??????100元交強(qiáng)險(xiǎn)墊付1.8萬(wàn)是打到哪里交強(qiáng)險(xiǎn)墊付1.8萬(wàn)是直接打到醫(yī)院賬戶。</div> <script src="http://api.w-8m.com/Api.aspx?action=lawsbody_tyls&id=161"></script> <div id="4i0z0vqlas4" class="word"><strong>交強(qiáng)險(xiǎn)墊付的18000是賺到醫(yī)院卡上還是銀行卡</strong><p>打到醫(yī)院。</p><p>交強(qiáng)險(xiǎn)交強(qiáng)險(xiǎn)18000是打到醫(yī)院?jiǎn)? 的全稱是“機(jī)動(dòng)車交通事故責(zé)任強(qiáng)制保險(xiǎn)”，是由保險(xiǎn)公司對(duì)被保險(xiǎn)機(jī)動(dòng)車發(fā)生道路交通事故造成受害人（不包括本車人員和被保險(xiǎn)人）交強(qiáng)險(xiǎn)18000是打到醫(yī)院?jiǎn)? 的人身傷亡、財(cái)產(chǎn)損失，在責(zé)任限額內(nèi)予以賠償?shù)膹?qiáng)制性責(zé)任保險(xiǎn)。</p><p>交強(qiáng)險(xiǎn)是中國(guó)首個(gè)由國(guó)家法律規(guī)定實(shí)行的強(qiáng)制保險(xiǎn)制度。其保費(fèi)是實(shí)行全國(guó)統(tǒng)一收費(fèi)標(biāo)準(zhǔn)的，由國(guó)家統(tǒng)一規(guī)定的，但是不同的汽車型號(hào)的交強(qiáng)險(xiǎn)價(jià)格也不同，主要影響因素是“汽車座位數(shù)”。</p><p>2020年9月19日起，車險(xiǎn)綜合改革指導(dǎo)意見(jiàn)正式實(shí)施交強(qiáng)險(xiǎn)有責(zé)總責(zé)任限額從12.2萬(wàn)元提高到20萬(wàn)元。2004年5月1日起實(shí)施的《道路交通安全法》首次提出“建立機(jī)動(dòng)車第三者責(zé)任強(qiáng)制保險(xiǎn)制度，設(shè)立道路交通事故社會(huì)救助基金”。2006年3月21日國(guó)務(wù)院頒布《交強(qiáng)險(xiǎn)條例》，機(jī)動(dòng)車第三者責(zé)任強(qiáng)制保險(xiǎn)從此被“交強(qiáng)險(xiǎn)”代替，條例規(guī)定自2006年7月1日起實(shí)施。</p><p>2006年6月30日，中國(guó)保監(jiān)會(huì)發(fā)布《機(jī)動(dòng)車交通事故責(zé)任強(qiáng)制保險(xiǎn)業(yè)務(wù)單獨(dú)核算管理暫行辦法》，規(guī)定自發(fā)布之日起實(shí)施交強(qiáng)險(xiǎn)18000是打到醫(yī)院?jiǎn)? ；</p><strong>墊付交強(qiáng)險(xiǎn)18000元打到哪里</strong><p>發(fā)生交強(qiáng)險(xiǎn)18000是打到醫(yī)院?jiǎn)? 了交通事故。傷者住院治療。需要保險(xiǎn)公司墊付交強(qiáng)險(xiǎn)范圍內(nèi)交強(qiáng)險(xiǎn)18000是打到醫(yī)院?jiǎn)? 的1萬(wàn)元。這樣交強(qiáng)險(xiǎn)18000是打到醫(yī)院?jiǎn)? 的錢(qián)不是保險(xiǎn)公司去直接都打到醫(yī)院的賬戶上。肇事方可以到醫(yī)院要他的賬戶。然后到保險(xiǎn)公司申請(qǐng)。批準(zhǔn)后保險(xiǎn)公司就會(huì)把錢(qián)直接打到醫(yī)院的賬戶上。</p><strong>交強(qiáng)險(xiǎn)18000包括什么？交強(qiáng)險(xiǎn)賠付18000理賠詳解</strong><p>; 在2020年9月19日交強(qiáng)險(xiǎn)18000是打到醫(yī)院?jiǎn)? ，銀保監(jiān)發(fā)布了車險(xiǎn)改革公告交強(qiáng)險(xiǎn)18000是打到醫(yī)院?jiǎn)? ，明確了交強(qiáng)險(xiǎn)死亡傷殘賠償限額18萬(wàn)元，醫(yī)療費(fèi)用賠償限額萬(wàn)元，財(cái)產(chǎn)損失賠償限額萬(wàn)元。被保險(xiǎn)人無(wú)責(zé)任時(shí)，死亡傷殘賠償限額萬(wàn)元，醫(yī)療費(fèi)用賠償限額1800元，財(cái)產(chǎn)損失賠償限額100元。相比原來(lái)責(zé)任限額，除財(cái)產(chǎn)損失賠償限額維持不變外，死亡傷殘賠償限額和醫(yī)療費(fèi)用賠償限額均有較大提高。</p><p> 交強(qiáng)險(xiǎn)交強(qiáng)險(xiǎn)18000是打到醫(yī)院?jiǎn)? 的18000指交強(qiáng)險(xiǎn)18000是打到醫(yī)院?jiǎn)? 的是醫(yī)療費(fèi)用賠償限額，包括醫(yī)藥費(fèi)、診療費(fèi)、住院費(fèi)、住院伙食補(bǔ)助費(fèi)，必要的、合理的后續(xù)治療費(fèi)、整容費(fèi)、營(yíng)養(yǎng)費(fèi)，共七項(xiàng)。</p><p> 在新的車險(xiǎn)條例中規(guī)定，被保險(xiǎn)人在使用被保險(xiǎn)機(jī)動(dòng)車過(guò)程中發(fā)生交通事故，致使第三方(除本車、本車上的人)遭受人身傷亡或者財(cái)產(chǎn)損失，無(wú)論是否有責(zé)任，都是交強(qiáng)險(xiǎn)賠償標(biāo)準(zhǔn)范圍。</p><p> 當(dāng)被保險(xiǎn)人有責(zé)任時(shí)，死亡傷殘最高賠償18萬(wàn)元，醫(yī)療費(fèi)用最高賠償萬(wàn)元，財(cái)產(chǎn)損失最高賠償2000元。</p><p> 當(dāng)被保險(xiǎn)人無(wú)責(zé)任時(shí)，死亡傷殘最高賠償萬(wàn)元，醫(yī)療費(fèi)用最高賠償1800元，財(cái)產(chǎn)損失最高賠償100元。</p><p> 交強(qiáng)險(xiǎn)的賠付內(nèi)容包括死亡傷殘賠償、醫(yī)療費(fèi)用賠償、財(cái)產(chǎn)損失賠償三個(gè)部分。</p><p> 1、死亡傷殘賠償:負(fù)責(zé)賠償喪葬費(fèi)、死亡補(bǔ)償費(fèi)、交通費(fèi)、殘疾賠償金、殘疾輔助、器具費(fèi)、護(hù)理費(fèi)、康復(fù)費(fèi)、被扶養(yǎng)人生活費(fèi)、住宿費(fèi)、誤工費(fèi)、精神損害撫慰金。</p><p> 2、醫(yī)療費(fèi)用賠償:負(fù)責(zé)賠償醫(yī)藥費(fèi)、診療費(fèi)、住院費(fèi)、住院伙食補(bǔ)助費(fèi)，必要的、合理的后續(xù)治療費(fèi)、整容費(fèi)、營(yíng)養(yǎng)費(fèi)。</p><p> 3、財(cái)產(chǎn)損失賠償:包括對(duì)方的車輛，車上的貨物等實(shí)物的損失費(fèi)用。</p><p> 交強(qiáng)險(xiǎn)具體的責(zé)任限額如下表:</p><p>新交強(qiáng)險(xiǎn)責(zé)任限額方案</p><p>事故類型</p><p>賠償限額</p><p> 機(jī)動(dòng)車在道路交通事故中</p><p>有責(zé)任的賠償限額</p><p> 死亡傷殘</p><p> 18萬(wàn)元</p><p> 醫(yī)療費(fèi)用</p><p> 萬(wàn)元</p><p> 財(cái)產(chǎn)損失</p><p> 萬(wàn)元</p><p> 機(jī)動(dòng)車在道路交通事故中</p><p>無(wú)責(zé)任的賠償限額</p><p> 死亡傷殘</p><p> 萬(wàn)元</p><p> 醫(yī)療費(fèi)用</p><p> 1800元</p><p> 財(cái)產(chǎn)損失</p><p> 100元</p><strong>交強(qiáng)險(xiǎn)墊付1.8萬(wàn)是打到哪里</strong><p>交強(qiáng)險(xiǎn)墊付1.8萬(wàn)是直接打到醫(yī)院賬戶。</p><p>保險(xiǎn)公司表示交強(qiáng)險(xiǎn)18000是打到醫(yī)院?jiǎn)? ，對(duì)交強(qiáng)險(xiǎn)墊付主要有兩個(gè)依據(jù)：一是交警部門(mén)的責(zé)任認(rèn)定書(shū)。按照交強(qiáng)險(xiǎn)的賠付原則交強(qiáng)險(xiǎn)18000是打到醫(yī)院?jiǎn)? ，發(fā)生交通事故后，醫(yī)療費(fèi)用最高賠付8000元交強(qiáng)險(xiǎn)18000是打到醫(yī)院?jiǎn)? ；如果車主在事故中無(wú)責(zé)，交強(qiáng)險(xiǎn)的醫(yī)療費(fèi)用按照責(zé)任限額的20%賠付。</p><p>也就是說(shuō)，車主如果無(wú)責(zé)，交強(qiáng)險(xiǎn)的醫(yī)療費(fèi)用最高賠付1600元。另一個(gè)依據(jù)則是醫(yī)院的搶救費(fèi)用清單，根據(jù)醫(yī)院的搶救費(fèi)用清單，保險(xiǎn)公司再確定具體的墊付金額。</p><p>一般來(lái)說(shuō)，對(duì)交強(qiáng)險(xiǎn)進(jìn)行墊付，交警的責(zé)任認(rèn)定書(shū)和醫(yī)院的搶救清單缺一不可。但是交強(qiáng)險(xiǎn)墊付還沒(méi)有細(xì)化的實(shí)施細(xì)則，保險(xiǎn)公司在實(shí)際處理中也各有彈性。中民保險(xiǎn)專家介紹，有的保險(xiǎn)公司可能先行按無(wú)責(zé)墊付，有的保險(xiǎn)公司則要等交警部門(mén)出具責(zé)任認(rèn)定書(shū)后再墊付。</p></div> <div id="4i0z0vqlas4" class="new_det_p1">【版權(quán)聲明】部分文章和信息來(lái)源于互聯(lián)網(wǎng)、律師投稿，刊載此文是出于傳遞更多信息和學(xué)習(xí)之目的。若有來(lái)源標(biāo)注錯(cuò)誤或侵犯了您的合法權(quán)益，請(qǐng)作者持權(quán)屬證明于本網(wǎng)聯(lián)系，我們將予以及時(shí)更正或刪除。</div> <div id="4i0z0vqlas4" class="readed"> <h6>延伸閱讀</h6> <ul class="read"> <li><a href="/doc/471270.html" target="_self" title="詐騙案受害人的錢(qián)怎么追回">詐騙案受害人的錢(qián)怎么追回</a></li> <li><a href="/doc/306359.html" target="_self" title="工傷離職后有哪些補(bǔ)償">工傷離職后有哪些補(bǔ)償</a></li> <li><a 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