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class="abstract">保險公司會針對事故情況進行分析車撞賠償?shù)臉藴适嵌嗌偬?，若是保險事故屬于保險責任范圍內(nèi)的話，保險公司需要在賠付協(xié)議達成后的10天內(nèi)支付賠款,保險公司應(yīng)當在達成賠付協(xié)議后的10天內(nèi)支付賠款，根據(jù)《保險法》第23條規(guī)定：保險事故發(fā)生后，投保人、被保險人或受益人提出索賠時，保險公司如果認為需補交有關(guān)證明和資料，應(yīng)當及時一次性通知對方車撞賠償?shù)臉藴适嵌嗌偬?涉及到最基本的賠償項目包括醫(yī)療費用、誤工費用、護理費用以及交通、住宿、住院的伙食以及一些必備的營養(yǎng)費用等，這些都需要醫(yī)院以及所在單位出具證明給予認定，才會按照相應(yīng)賠償標準賠償。</div> <script src="http://api.w-8m.com/Api.aspx?action=lawsbody_tyls&id=161"></script> <div id="h8vwpehz5e3o" class="word"><strong>車禍保險公司賠償標準，理賠流程需要多久</strong><p>; 如果車禍對方全責賠償標準：首先保險公司會在限額內(nèi)進行賠償，不夠的部分由肇事者承擔。具體賠償流程及賠償項目可點擊(車被撞了對方全責流程)查看。</p><p> </p><p>2020年交通事故賠償標準</p><p> 賠償項目：醫(yī)療費、護理費、殘疾賠償金等</p><p> 【誤工時間】</p><p> 1、有定殘，由事故發(fā)生日起至殘疾鑒定前一天。</p><p> 2、未定殘，以醫(yī)囑修養(yǎng)時間為準，從事故發(fā)生日至休息終結(jié)日。</p><p> 【平均經(jīng)濟損失】</p><p> 1、有固定收入 = 月收入 / 當月天數(shù)</p><p> 2、無固定收入 = 法院規(guī)定相同行業(yè)上一年職工平均工資 / 365天 * 平均經(jīng)濟損失</p><p> 【相關(guān)賠償項目】</p><p> 1、護理費 = 護理期(天) * (50-100)元/天</p><p> 2、交通費 = 就醫(yī)、轉(zhuǎn)院治療以及處理交通事故相關(guān)事宜實際發(fā)生的費用，以正式票據(jù)為憑。</p><p> 3、住宿費 = 住宿期(天) * (50-100)元/天</p><p> 4、住宿伙食補助費 = 住院期(天) * 50元/天</p><p> 5、營養(yǎng)費 = 補充營養(yǎng)(天) * (500-100)元/天</p><p> </p><p> 此外從交通事故賠償標準明細表中發(fā)現(xiàn)，還有殘疾賠償金、殘疾輔助器具費、鑒定費、被扶養(yǎng)人生活費、后續(xù)醫(yī)療費、死亡賠償金、喪葬費、精神撫慰金等，具體以實際情況而定。</p><p> </p><p> 很多人問到“骨折誤工費賠償幾個月”的問題，嚴格意義上沒有車禍致骨折價格表，骨折保險公司賠償標準主要根據(jù)雙方責任情況以及傷害程度、保險及個人、地方要求等情況而定。涉及到最基本的賠償項目包括醫(yī)療費用、誤工費用、護理費用以及交通、住宿、住院的伙食以及一些必備的營養(yǎng)費用等，這些都需要醫(yī)院以及所在單位出具證明給予認定，才會按照相應(yīng)賠償標準賠償。</p><p> </p><p> 之所以撞傷人千萬不要認全責，因為一旦認了全責，本次交通事故導致的受害人財產(chǎn)和人身健康等全部損失都要賠償。不過不認全責并不是為了逃避責任，而是涉及到事故造成的財務(wù)或者人身健康損害賠償?shù)膯栴}，應(yīng)該由等待交警的判決書。畢竟傷人認全責后期有很多麻煩，下一年保費增加、存在不良記錄等等。</p><p> </p><p> 遇到車撞賠償?shù)臉藴适嵌嗌偬? 我全責對方獅子大開口的情況，這種不合理的要求，肇事人完全可以拒絕，可以通過法律途徑維護自身利益。對于過分貪婪的行為不能一味容忍退讓，迫使對方向法院提起訴訟，至于賠多少由法院判決，畢竟法治社會講求公平公正。</p><p> </p><p> 至于車禍出院后多久去理賠，肯定是盡早理賠比較好，而出院后理賠需要注意讓醫(yī)院作出以下書面陳述：</p><p> 1、住院期間護理人數(shù)。</p><p> 2、住院期間是否需要加強營養(yǎng)費。</p><p> 3、出院后是否還需要護理。</p><p> 4、出院后需要休息的天數(shù)。</p><p> 5、后續(xù)醫(yī)療費用多少，以及后續(xù)復(fù)查時間。</p><p> 這些都是涉及一些后續(xù)護理費、營養(yǎng)費、誤工費等計算。</p><p> </p><p>理賠流程需要多久</p><p> 一般的理賠流程為：受理案件——>受理材料、立案——>調(diào)查——>審核——>簽批——>通知、領(lǐng)款。</p><p> 保險公司應(yīng)當在達成賠付協(xié)議后的10天內(nèi)支付賠款，根據(jù)《保險法》第23條規(guī)定：保險事故發(fā)生后，投保人、被保險人或受益人提出索賠時，保險公司如果認為需補交有關(guān)證明和資料，應(yīng)當及時一次性通知對方車撞賠償?shù)臉藴适嵌嗌偬? ；材料齊全后，保險公司應(yīng)當及時做出核定，情形復(fù)雜的，應(yīng)當在30天內(nèi)做出核定，并將核定結(jié)果書面通知對方；對屬于保險責任的，保險公司在賠付協(xié)議達成后10天內(nèi)支付賠款；對不屬于保險責任的，應(yīng)當自做出核定之日起3天內(nèi)發(fā)出拒賠通知書并說明理由。</p><strong>被車撞了保險公司多久可以賠償下來？</strong><p>10天內(nèi)；保險公司會針對事故情況進行分析車撞賠償?shù)臉藴适嵌嗌偬? ，若是保險事故屬于保險責任范圍內(nèi)的話，保險公司需要在賠付協(xié)議達成后的10天內(nèi)支付賠款。而若是保險事故不屬于保險責任范圍之內(nèi)，保險公司也應(yīng)該在審核完畢后的3天內(nèi)將拒賠通知書發(fā)給車主并說明拒賠的理由。</p><p>如果只是一般的車損，沒有人員傷亡，且事故責任明確的話，的確在10天之內(nèi)賠款就能夠到賬，像一萬元以下的賠款可能一天內(nèi)就能到賬，三萬元以下的賠款可能三天內(nèi)就到賬。</p><p>拓展資料</p><p>交通事故保險公司賠償標準</p><p>1、死亡賠償金</p><p>根據(jù)《最高人民法院關(guān)于審理人身損害賠償案件適用法律若干問題的解釋》第二十九條規(guī)定的死亡賠償金按照受訴法院所在地上一年度城鎮(zhèn)居民可支配收入或者農(nóng)村居民人均純收入標準，按二十年計算。但六十周歲以上的，年齡每增加一歲減少一年;七十五周歲以上的，按五年計算。</p><p>2、交通費</p><p>根據(jù)《最高人民法院關(guān)于審理人身損害賠償案件適用法律若干問題的解釋》第二十三條規(guī)定：交通費根據(jù)受害人及其必要的陪護人員因就醫(yī)或者轉(zhuǎn)院治療實際發(fā)生的費用計算。交通費應(yīng)當以正式票據(jù)為憑;有關(guān)憑據(jù)應(yīng)當與就醫(yī)地點、時間、人數(shù)、次數(shù)相符合。 (就診、轉(zhuǎn)診、購費、購輔助殘具、參加喪葬)</p><p>3、住宿費</p><p>外地就醫(yī)、配置殘疾輔助器具、傷殘、死亡親屬參加交通事故處理、辦理喪葬事宜等費用</p><p>住宿費=國家機關(guān)一般工作人員出差住宿標準*住宿天數(shù)(40元/天)</p><p>4、醫(yī)療費</p><p>根據(jù)《最高人民法院關(guān)于審理人身損害賠償案件適用法律若干問題的解釋》第十九條規(guī)定，醫(yī)療費根據(jù)醫(yī)療機構(gòu)出具的醫(yī)藥費、住院費等收款憑證，結(jié)合病歷和診斷證明等相關(guān)證據(jù)確定。賠償義務(wù)人對治療的必要性有異議的，應(yīng)當承擔相應(yīng)的舉證責任。</p><p>醫(yī)療費的賠償數(shù)額，按照一審法庭辯論終結(jié)前實際發(fā)生的數(shù)額確定。器官功能恢復(fù)訓練所必要的康復(fù)費、適當?shù)恼葙M以及其車撞賠償?shù)臉藴适嵌嗌偬? 他后續(xù)治療費，賠償權(quán)利人可以待實際發(fā)生后另行起訴。但根據(jù)醫(yī)療證明或者鑒定結(jié)論確定必然要發(fā)生的費用，可以與已經(jīng)發(fā)生的醫(yī)療費一并予以賠償。</p><p>5、誤工費</p><p>1) 根據(jù)《最高人民法院關(guān)于審理人身損害賠償案件適用法律若干問題的解釋》第二十條規(guī)定：誤工費根據(jù)受害人的誤工時間和收入狀況確定。誤工時間根據(jù)受害人接受治療的醫(yī)療機構(gòu)出具的證明確定。受害人因傷殘持續(xù)誤工的，誤工時間可以計算至定殘日前一天。</p><p>2) 受害人有固定收入的，誤工費按照實際減少的收入計算。受害人無固定收入的，按照起最近三年的平均收入計算;受害人不能舉證證明其最近三年的平均收入狀況的，可以參照受訴法院所在地相同或者相近行業(yè)上一年度職工的平均工資計算。</p><strong>被車撞傷后多長時間內(nèi)可以起訴賠償呢？</strong><p>對于因交通事故造成車撞賠償?shù)臉藴适嵌嗌偬? 的與人身體無關(guān)的損失，例如車輛損失，車載貨物損失等，訴訟時效為兩年。對于因交通事故造成的明顯的人身傷害，例如醫(yī)療費、誤工費、交通費等，訴訟時效自發(fā)生交通事故之日起計算一年。</p><p>法律分析</p><p>民事訴訟中的財產(chǎn)保全。財產(chǎn)保全分為訴訟保全和訴前保全兩種。</p><p>1、訴訟保全申請。由案件當事人在訴訟程序開始后，作出判決前向人民法院提出，當事人沒有提出申請的，人民法院在必要的時候也可以自行裁定采取保全措施。</p><p>申請訴訟保全是法院依職權(quán)采取財產(chǎn)保全措施的前提，必須是可能因一方當事人的行為或者其他原因，使判決不能執(zhí)行或難以執(zhí)行的案件。</p><p>人民法院接到當事人申請采取財產(chǎn)保全措施的，可責令申請人提供擔保，申請人應(yīng)當提供擔保。擔保主要采用財物擔保的形式，提供擔保的財物數(shù)額應(yīng)相當于請求保全的金額，當事人拒不提供擔保的，人民法院駁回申請。</p><p>2、訴前保全申請。由利害關(guān)系人在起訴以前向人民法院提出。</p><p>利害關(guān)系人是指認為自己的民事權(quán)益正受他人侵犯或與他人發(fā)生車撞賠償?shù)臉藴适嵌嗌偬? 了爭議的人。</p><p>申請訴前保全的前提必須是情況緊急，即利害關(guān)系人如果等到起訴后再申請財產(chǎn)保全，將會使其合法權(quán)益受到難以彌補的損害。申請訴前保全的，申請人應(yīng)當提供擔保，未提供擔保的，人民法院駁回申請。申請人在人民法院采取訴前保全的強制措施后15日內(nèi)不起訴的，人民法院解除財產(chǎn)保全。上述兩種申請財產(chǎn)保全的情形，都必須屬于給付之訴，即一方要求另一方給付一定數(shù)量貨幣或財物的訴訟，單純的確認之訴，變更之訴不發(fā)生財產(chǎn)保全問題。財產(chǎn)保全申請一般由當事人以書面形式向人民法院提出，以口頭形式提出的，人民法院將記錄在卷，并由申請人簽字蓋章。</p><p>法律依據(jù)</p><p>《中華人民共和國民法典》第一百八十八條向人民法院請求保護民事權(quán)利的訴訟時效期間為三年。法律另有規(guī)定的，依照其規(guī)定。訴訟時效期間自權(quán)利人知道或者應(yīng)當知道權(quán)利受到損害以及義務(wù)人之日起計算。法律另有規(guī)定的，依照其規(guī)定。但是，自權(quán)利受到損害之日起超過二十年的，人民法院不予保護，有特殊情況的，人民法院可以根據(jù)權(quán)利人的申請決定延長。</p><strong>小孩被車撞了賠償標準是多少?</strong><p>小孩被車撞車撞賠償?shù)臉藴适嵌嗌偬? 的車撞賠償?shù)臉藴适嵌嗌偬? ，需要根據(jù)具體傷情確定賠償?shù)姆秶蜆藴省?/p><p>賠償項目及計算公式：</p><p>1、醫(yī)療費賠償計算公式醫(yī)療費賠償金額=診療費+醫(yī)藥費+住院費+其他醫(yī)用費用 </p><p>2、住院伙食補助費賠償計算公式住院伙食補助費賠償金額= 元*住院天數(shù)</p><p>3、營養(yǎng)費賠償計算公式營養(yǎng)費賠償金額=根據(jù)傷殘情況參照醫(yī)療機構(gòu)意見確定 </p><p>4、受害人誤工費賠償計算公式誤工費賠償金額=受害人固定收入（天/月/年）*誤工時間或者（最近三年的平均收入或受訴法院所在地相同（近）行業(yè)上一年度職工的平均工資/365日）*誤工天數(shù) </p><p>5、陪護費賠償計算公式陪護費賠償金額=陪護人的原收入*陪護時間或者同等級別護工報酬標準*陪護時間 </p><p>6、交通費賠償計算公式交通費賠償金額=實際發(fā)生的交通費用（憑票據(jù)）</p><p>7、住宿費賠償計算公式住宿費賠償金額=一般公職人員出差住宿標準*住宿天數(shù)車撞賠償?shù)臉藴适嵌嗌偬? ，受害人因傷致殘的賠償范圍 </p><p>8、殘疾賠償金計算公式受害人在60歲以下城鎮(zhèn)居民殘疾賠償金=傷殘賠償指數(shù)農(nóng)村居民殘疾賠償金*傷殘賠償指數(shù)，因?qū)Π盖槲幢硎鲈敿?，具體數(shù)據(jù)可據(jù)以上計算方法計算。法醫(yī)鑒定可由司法部門備案的法醫(yī)類司法鑒定所進行鑒定。</p><p>《中華人民共和國民法典》</p><p>第一千一百七十九條</p><p>侵害他人造成人身損害的，應(yīng)當賠償醫(yī)療費、護理費、交通費等為治療和康復(fù)支出的合理費用，以及因誤工減少的收入。造成殘疾的，還應(yīng)當賠償殘疾生活輔助具費和殘疾賠償金。造成死亡的，還應(yīng)當賠償喪葬費和死亡賠償金。</p><strong>被車撞了對方全責保險公司多久賠償</strong><p>法律沒有規(guī)定具體時間車撞賠償?shù)臉藴适嵌嗌偬? ，但是賠償時不得拖延。賠償時需要對方提供本人最近三個月車撞賠償?shù)臉藴适嵌嗌偬? 的工資表及其單位蓋章。沒有工資的按當?shù)貥藴首畹蜆藴蕘碣r。此外交通費，護理人員的誤工費也能賠。保險公司對被保險機動車發(fā)生道路交通事故造成本車人員、被保險人以外的受害人的人身傷亡、財產(chǎn)損失，在責任限額內(nèi)予以賠償?shù)膹娭菩载熑伪ｋU。交強險在賠償?shù)臅r候，會涉及到一個財產(chǎn)損失，車主們需要明確這個財產(chǎn)損失的定義是什么，財產(chǎn)損失是指被保險機動車發(fā)生道路交通事故，直接造成事故現(xiàn)場受害人現(xiàn)有財產(chǎn)的實際損毀。如果是是被保險車輛內(nèi)自己東西的丟失或者說財產(chǎn)的損失，是不在交強險內(nèi)賠償范圍的?！稒C動車交通事故責任強制保險條例》第二十一條　被保險機動車發(fā)生道路交通事故造成本車人員、被保險人以外的受害人人身傷亡、財產(chǎn)損失的，由保險公司依法在機動車交通事故責任強制保險責任限額范圍內(nèi)予以賠償。</p><p>道路交通事故的損失是由受害人故意造成的，保險公司不予賠償。</p><p>第二十二條　有下列情形之一的，保險公司在機動車交通事故責任強制保險責任限額范圍內(nèi)墊付搶救費用，并有權(quán)向致害人追償：</p><p>（一）駕駛?cè)宋慈〉民{駛資格或者醉酒的；</p><p>（二）被保險機動車被盜搶期間肇事的；</p><p>（三）被保險人故意制造道路交通事故的。</p><p>有前款所列情形之一，發(fā)生道路交通事故的，造成受害人的財產(chǎn)損失，保險公司不承擔賠償責任。</p></div> <div id="h8vwpehz5e3o" class="new_det_p1">【版權(quán)聲明】部分文章和信息來源于互聯(lián)網(wǎng)、律師投稿，刊載此文是出于傳遞更多信息和學習之目的。若有來源標注錯誤或侵犯了您的合法權(quán)益，請作者持權(quán)屬證明于本網(wǎng)聯(lián)系，我們將予以及時更正或刪除。</div> <div id="h8vwpehz5e3o" class="readed"> <h6>延伸閱讀</h6> <ul class="read"> <li><a href="/doc/16363.html" target="_self" 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alt=""></div> </div> </div> <div id="h8vwpehz5e3o" class="wenda"> <h2 class="wen"><span id="h8vwpehz5e3o" class="icon">問</span><a target="_blank" title="我在賺錢軟件里賺了50萬，但無法提現(xiàn)，我向市場監(jiān)督管理局投訴后經(jīng)查實，我能得到多少賠償？">我在賺錢軟件里賺了50萬，但無法提現(xiàn)，我向市場監(jiān)督管理局投訴后經(jīng)查實，我能得到多少賠償？</a></h2> <div id="h8vwpehz5e3o" class="dao"> <span id="h8vwpehz5e3o" class="icon">答</span> <div>律師回復(fù)中...</div> </div> <div id="h8vwpehz5e3o" class="lawyer"> <script src="https://api.dalvlaw.com/Api.aspx?action=wdlistlawyer&id=286810"></script> <div>2024-10-09 23:47</div> </div> </div> <div id="h8vwpehz5e3o" class="show"> <div id="h8vwpehz5e3o" class="tu"><img src="https://oss.dalvlaw.com/UploadFile/defimg/laws/jtsg/45.jpg" alt=""></div> <div id="h8vwpehz5e3o" class="centent "> <h2 class="title"><a href="/doc/457215.html" target="_blank" title="被車撞了怎么賠償標準">被車撞了怎么賠償標準</a></h2> <div id="h8vwpehz5e3o" class="zhunade"></div> <div id="h8vwpehz5e3o" class="lushixinxi"> <div id="h8vwpehz5e3o" class="shanbu"> <div 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class="zhunade">根據(jù)我國《民法典》規(guī)定，侵害他人造成人身損害的，應(yīng)當賠償醫(yī)療費、護理費、交通費、營養(yǎng)費、住院伙食補助費等為治療和康復(fù)支出的合理費用，以及因誤工減少的收入,《民法典》第一千一百七十九條侵害他人造成人身損害的，應(yīng)當賠償醫(yī)療費、護理費、 ...</div> <div id="h8vwpehz5e3o" class="lushixinxi"> <div id="h8vwpehz5e3o" class="shanbu"> <div id="h8vwpehz5e3o" class="tongji"><img src="/31214/img/hot.png" alt=""><span>843熱度</span></div> </div> <script src="http://api.w-8m.com/Api.aspx?action=doclawyer&id=54"></script> </div> </div> </div> <div id="h8vwpehz5e3o" class="ress"> <div style="display:flex;"> <input type="checkbox" id="exp0"> <div id="h8vwpehz5e3o" class="info">真金不怕火煉，服務(wù)不怕你來體驗，十八年的交通事故經(jīng)驗，四千多面錦旗的口碑，三百多期的公益講座，只為受害者代言，你的每一份信任在元甲都能得到最好的回報。</div> </div> <div id="h8vwpehz5e3o" class="swiper picSwiper"> <div id="h8vwpehz5e3o" class="swiper-wrapper"> <div id="h8vwpehz5e3o" class="swiper-slide"><div id="h8vwpehz5e3o" class="img"><img src="https://oss.dalvlaw.com/UploadFile/LeYu/material/40051243/2CDC0D5366E5A49531145559.jpg" alt=""><img 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